Proactive Solutions
Specializing in life insurance + annuity products, we work with insurers, law firms, and other organizations needing strategic actuarial advisory.

Our Risk Approach
Preparing for VM–22
We support insurers in making the transition
VM–22 brings significant changes to how annuity reserves are calculated. This can impact company financial statements, product design and pricing, and reinsurance decisions.
We work with insurers to assess impact, implement the new regulation, and run routine valuations and financial projections.

Preparing for VM22
We support insurers in making the transition
VM22 brings significant changes to how annuity reserves are calculated. This can impact company financial statements, product design and pricing, and reinsurance decisions.
We work with insurers to assess impact and implement the new regulation, from running routine valuations and financial projections to board of directors governance, customized to your needs.


Our Risk Approach
An industry go-to for over 40 years.

Bruce Friedland
Founder + Principal
FSA / MAAA / MBA
"
With Bruce, we got an architect, not just an 'order taker'.
As we built and launched our new line of annuities, Bruce was a patient and clear communicator, making decision-making much easier for us."






